Personal Checking


First Secure Checking

The easy answer to your check-writing hassles!

  • Minimum Deposit to Open: $50.00
  • No Minimum Balance Requirement.              
  • FREE On-Line Banking.            
  • FREE Check Card.     
  • FREE Use of FNBSC's ATMs.     
  • Unlimited Check Writing
  • IDProtect  https://www.idprotectme247.com/sec/
  • Cell Phone Protection   
  • $4.95 monthly service charge with a $2.00 credit for an e-statement.  

Golden Secure Checking   

Age has its privileges! So if you are 50 years old or better, then this is the interest-earning account for you.

  • Minimum Deposit to Open: $50
  • Minimum Balance to Avoid Maintenance Fees: $7500
  • If the balance falls below $7500 at any time during the statement cycle, there is a $4.95 maintenance fee per statement cycle with a $2.00 credit if the account receives an e-statement.
  • FREE Online Banking.
  • FREE Check Card.  
  • FREE Use of FNBSC's ATMs.  
  • Unlimited Check Writing
  • IDProtect  https://www.idprotectme247.com/sec/
  • Cell Phone Protection           
  • Variable Interest Paid Based on Collected Balance.
  • 240 FNB Custom Checks per year at no cost.     
  • Variable Interest Paid on Collected Balance. 

(please see a CSR for current rate information)

Tier 1: $ 0.00 - $ 2,499.99
Tier 2: $ 2,500.00 - $ 9,999.99
Tier 3: $10,000.00 - $24,999.99
Tier 4: $25,000.00 & up

Golden Opportunities Club

If you maintain a $2,500 average monthly balance in an FNB checking account, savings account, or certificate of deposit (term of 6 months or longer) then you will be eligible to join our Golden Opportunities Club. You will receive exciting newsletters and enjoy seminars on topics specifically concerning Senior Citizens. We even have special social events each month and group travel opportunities.

  

Priority One Checking 

For those customers who want the advantages of a low minimum balance checking account AND the ability to earn premium interest on their money.

  • Minimum Deposit to Open: $50
  • Minimum Balance to Avoid Maintenance Fees: $500
  • If the balance falls below $500 at any time during the statement cycle, there is a $8.00 maintenance fee per statement cycle, plus $.35 per check or debit. 
  • Variable Interest Paid on Collected Balance.

           (please see a CSR for current rate information)

Tier 1: $ 0.00 - $ 2,499.99
Tier 2: $ 2,500.00 - $ 9,999.99
Tier 3: $10,000.00 - $24,999.99
Tier 4: $25,000.00 & up