Personal Checking


 

Free Checking

The easy answer to your check-writing hassles!

  • Minimum Deposit to Open: $50.00
  • No Service Charge.
  • No Monthly Fees.
  • No Minimum Balance Requirement.
  • FREE On-Line Banking.
  • FREE Check Card.
  • FREE Use of FNBSC's ATMs.
  • Unlimited Check Writing.

 

Golden Lifestyle Checking

Age has its privileges! So if you are 50 years old or better, then this is the interest-earning account for you.

  • Minimum Deposit to Open: $50
  • No Minimum Balance Requirement.
  • No Monthly Maintenance Fees.
  • Variable Interest Paid Based on Collected Balance.

          (please see a CSR for current rate information)

Tier 1: $ 0.00 - $ 2,499.99
Tier 2: $ 2,500.00 - $ 9,999.99
Tier 3: $10,000.00 - $24,999.99
Tier 4: $25,000.00 & up

 

  • ATM 24-HOUR Banker Card is Available. (separate application required)
  • 200 Specialty Mint Checks per Year at no cost.
  • FREE Personal Fax Services, Notary Service, Coupon/Bond Redemption, & Holiday/Gift Envelopes.
  • Imaged Checks Returned with Each Monthly Statement.

 

Golden Opportunities Club

If you maintain a $2,500 average monthly balance in an FNB checking account, savings account, or certificate of deposit (term of 6 months or longer) then you will be eligible to join our Golden Opportunities Club. You will receive exciting newsletters and enjoy seminars on topics specifically concerning Senior Citizens. We even have special social events each month and group travel opportunities.

 

Priority ONE Checking

For those customers who want the advantages of a low minimum balance checking account AND the ability to earn premium interest on their money, we recommend Priority ONE Checking.

  • Minimum Deposit to Open: $50
  • Minimum Balance to Avoid Maintenance Fees: $500
  • If the balance falls below $500 at any time during the statement cycle, there is a $8.00 maintenance fee per statement cycle, plus $.35 per check or debit. This is waived the first statement cycle.
  • Variable Interest Paid Based on Collected Balance. (please see a CSR for current rate information)

Tier 1: $ 0.00 - $ 2,499.99
Tier 2: $ 2,500.00 - $ 9,999.99
Tier 3: $10,000.00 - $24,999.99
Tier 4: $25,000.00 & up

 

  • ATM 24-HOUR Banker Card is Available. (separate application required)
  • Imaged Checks Returned with Each Monthly Statement.