Personal Savings


 

Money Market Account

For those individuals or businesses who want their money to earn premium interest rates associated with a Certificate of Deposit while maintaining the accessibility of funds through a checking account.

  • Minimum Deposit to Open: $500
  • Minimum Balance to Avoid Maintenance
    Fees: $500
  • If the balance falls below $500 at any time during the statement cycle, there
    is a $5.00 maintenance fee per statement cycle, plus $.25 per debit
    transaction.
  • Variable Interest Paid Based on Collected Balance. (please see a CSR for current rate information)

Tier 1: $ 0.00 - $ 2,499.99
Tier 2: $ 2,500.00 - $ 9,999.99
Tier 3: $10,000.00 - $24,999.99
Tier 4: $25,000.00 & up

 

  • ACCELL / EXCHANGE ATM 24-HOUR Banker Card is Available. (separate application required)
  • Imaged Checks Returned with Each Monthly Statement.
  • Number of Transactions are Limited to Six(6) Per Statement Cycle by Check, Draft, Debit Card or Similar Order to Third Parties.

Regular Savings Account

This account is available to individuals or businesses who want an interest-bearing account for their money with unlimited deposit availability.

  • Minimum Deposit to Open: $50
  • Minimum balance to avoid fees $200.00 If the balance falls below $200.00 during the month, a $2.00 monthly maintenance fee is charged.
  • One debit per month allowed - Excess debit fee: $3.00
  • ACCELL / EXCHANGE ATM 24-HOUR Banker Card is Available. (separate application required)
  • Quarterly Statements.
  • Please See a CSR for Current Rate Information.

MOOLA MOOLA Savings Account

A super way for the little tykes to begin a savings program! If your child is 12 or younger, then they can join the Moola Moola Club. Special incentives are awarded when certain savings goals are met and surprise events are held throughout the year for all!

  • Minimum Deposit to Open: $25
  • Minimum Balance to Maintain Membership: $25
  • One debit per month allowed - Excess debit fee: $3.00
  • Quarterly Statements.
  • Please See a CSR for Current Rate Information.
  • Early Withdrawal Penalty If Account is Closed Within Six (6) Months of Opening: $15.00.

Christmas Club Savings Account

Avoid those bill-paying blues that come every December by opening a Christmas Club Savings Account today! Small weekly or monthly deposits throughout the year can make Christmas a whole lot merrier.

  • Minimum Deposit to Open: $5
  • Account Pays Out by Check Each October.
  • Interest-earning if Deposits Are Made by Automatic Draft or EFT Transaction. (please see a CSR for current rate inflation)
  • Early Withdrawal Penalty If Account is Closed Prior to Maturity: Forfeit All Interest, PLUS $5.00 Service Fee.