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Certificates of Deposit & IRAs

Certificates of Deposit

Our fixed-rate CDs offer a safe place for you to invest your money away from the fluctuations and insecurities often found in the stock market. You will know that the money is earning a competitive rate of interest during the length of time you choose.

  • Minimum Deposit to Open: $500
  • Minimum Balance Requirements:


1-5 months $500.00
6-11 months $500.00
12-17 months $500.00
18-23 months $500.00
24-29 months $500.00
30+ months $500.00
Golden Opportunities Club Member Certificate $2,500.00
(12 months)
  •   Substantial Interest Penalty for Early Withdrawal.

Individual Retirement Account

Avoid the tax man by investing in an IRA today. Not only will you receive tax-deferred savings on your yearly income tax, but you will also be investing in your future by setting aside a retirement "nest egg." We offer variable and fixed rate IRAs with a 12-month term. Remember to consult your tax advisor regarding specific tax deductibility.