Certificates of Deposit & IRAs
Certificates of Deposit
Our fixed-rate CDs offer a safe place for you to invest your money away from the fluctuations and insecurities often found in the stock market. You will know that the money is earning a competitive rate of interest during the length of time you choose.
Minimum Deposit to Open: $500
Minimum Balance Requirements:
| Term | Minimum Deposit |
|---|---|
| 1-5 months | $500.00 |
| 6-11 months | $500.00 |
| 12-17 months | $500.00 |
| 18-23 months | $500.00 |
| Golden Opportunities Club Member Certificate | $2,500.00 (12 months) |
Substantial Interest Penalty for Early Withdrawal.
Individual Retirement Account
Avoid the tax man by investing in an IRA today. Not only will you receive tax-deferred savings on your yearly income tax, but you will also be investing in your future by setting aside a retirement "nest egg." We offer variable and fixed-rate IRAs with a 12 and 18-month term. Remember to consult your tax advisor regarding specific tax deductibility.