Security Awareness
Online Banking Security Feature
COMING SOON
The protection of your information is very important to us. We are pleased to announce an added login security feature that helps guard your online information by adding another layer of identity verification to online financial interactions. The new security feature will be effective August 26th, 2026.
How does this security feature work?
When logging into online banking on your computer, you will receive a message (text or voice) on your phone with a 6-digit code. You will be asked to enter this code to complete the login process on your phone or computer. This feature replaces answering security questions when logging into online banking.
What do I need to do prior to August 26th?
Please update your phone numbers & email addresses in your online banking profile or contact us and provide your cell phone or direct phone number.
FNB Security Tips
Our Institution
For the safety of all who enter, First National Bank of South Carolina Institutions are equipped with Interlocking Doors. Please allow patience as these doors operate with one person at a time. Remember to leave large bags, backpacks and/or equipment outside of the institution. Weapons are prohibited.
For our customers
Never share your online banking username, password, PIN or one=time passcodes.
We will never call, text, or email asking for your full password or secure access code.
Be cautious of unsolicited calls claiming to be from the bank.
Avoid clicking suspicious links in emails or text messages.
Monitor your account regularly with the FNBSC app and report unusual activity immediately.
Use strong, unique passwords and enable multi-factor authentication when available.
Keep your contact information updated with us.
If something feels suspicious, call us directly at 803-496-5011.
Types of Fraud to Watch For
Phishing: Fake emails asking for personal information.
Vishing: Fraudulent phone calls pretending to be the bank.
Smishing: Scam text messages with malicious links.
Account Takeover: Unauthorized access to your online banking.
Check Fraud: Altered or stolen checks.
If you believe you suspect fraud:
Contact us immediately at 803-496-5011.
Have your online banking password changed.
Monitor your accounts closely.